Public and products liability covers you for potential liabilities to third parties for personal injury or property damage, if you are found negligent.

Public liability insurance is important for all businesses, CMIB offers standard $20,000,000 coverage along with Errors & Omissions standard.

If your organisation requires your customers or the general public to visit your home or business, or if you visit their premises, you should consider taking out public liability insurance. The owners and operators of organisations have a responsibility to those visiting or engaging in activities on their premises.